Benefits Portal

Overview

Summary of Offered Benefits

Accident

Accident insurance helps you pay for the medical and out-of-pocket costs that you may incur after an accidental injury. This includes emergency treatment, hospital stays, and medical exams, and other expenses you may face, such as transportation and lodging needs.

Hospital Indemnity

Hospital Indemnity insurance, also called Hospitalization insurance or Hospital insurance, is a plan that pays you benefits when you are confined to a hospital, whether for planned or unplanned reasons, or for other medical services, depending on the policy.

Critical Illness

Critical Illness insurance, also referred to as Critical Care insurance or Critical Illness coverage, provides a lump-sum cash benefit to help cover expenses associated with a qualifying serious illness.

Term Life

Term life insurance is life insurance that guarantees payment of a stated death benefit during a specified term. Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the policy to terminate.

Long Term Disability

Long-term disability insurance is an insurance policy that provides income replacement for workers if they become unable to work due to an illness or injury so they can continue paying bills and meeting financial goals and obligations.

Short Term Disability

Short term disability insurance is an insurance product that replaces a portion of your income for a short period of time in the event that you experience a disability. The benefit period usually lasts 3 to 6 months.

Telemedicine

Telemedicine allows health care professionals to evaluate, diagnose and treat patients at a distance using telecommunications technology. The approach has been through a striking evolution in the last decade and it is becoming an increasingly important part of the American healthcare infrastructure.

Cancer

A cancer insurance policy is a supplemental plan designed to help you pay for cancer-related medical expenses not covered by your health care plan. These may include co-pays, deductibles, lost wages, travel costs, or the excess costs of treatment when your regular health care policy has paid out the maximum benefit allowed.

Prescription

Prescription insurance helps you pay for your medicine.

Pet Insurance

Pet insurance is a health care policy for your pet that reimburses you for certain medical expenses. In the event of a surprise accident or illness, having a pet insurance plan can protect your finances.